Comparison

Ally Financial Inc. (ALLY) vs Mastercard Inc (MA)

The same filed metrics for both companies, side by side.

What each names as a risk in its own annual report, how each is priced against its own history, and the tracked managers whose latest 13F reports a position in both.

Financials

ALLY

Ally Financial Inc.

Credit Services

Revenue, FY25: $7.91B
Net income: $852M
Operating cash flow: $3.73B
Free cash flow: -
Net margin: 10.77%
Operating margin: -
Gross margin: -

Mastercard Inc

Credit Services

Revenue, FY25: $32.79B
Net income: $14.97B
Operating cash flow: $17.65B
Free cash flow: $17.16B
Net margin: 45.65%
Operating margin: 57.63%
Gross margin: -

Head-to-head

Filed growth, quality and valuation, read against each company’s own history rather than against the other side.

Metric	ALLY	MA
Revenue growth, latest filed year	−3.26%	+16.42%
Piotroski F-score	5 of 7	8 of 8
P/E against its own history	30.98% below	16.57% below

What each says it is exposed to

From Item 1A of each company’s most recent 10-K.

ALLY

Interest rates
Cybersecurity
Litigation
Debt covenants
Data privacy
Export controls

And 19 more.

Litigation
Export controls
Tax
Cybersecurity
Climate
Currency moves

And 11 more.

Tracked managers holding both

Bill Nygren Harris Associates (Oakmark) 1.60% · 0.07%

Updated Jul 30, 2026 · the newer of the two companies' filings