Comparison

Ally Financial Inc. (ALLY) vs VISA INC. (V)

The same filed metrics for both companies, side by side.

What each names as a risk in its own annual report, how each is priced against its own history, and the tracked managers whose latest 13F reports a position in both.

Financials

ALLY

Ally Financial Inc.

Credit Services

Revenue, FY25: $7.91B
Net income: $852M
Operating cash flow: $3.73B
Free cash flow: -
Net margin: 10.77%
Operating margin: -
Gross margin: -

VISA INC.

Credit Services

Revenue, FY25: $40B
Net income: $20.06B
Operating cash flow: $23.06B
Free cash flow: $21.58B
Net margin: 50.14%
Operating margin: 59.98%
Gross margin: -

Head-to-head

Filed growth, quality and valuation, read against each company’s own history rather than against the other side.

Metric	ALLY	V
Revenue growth, latest filed year	−3.26%	+11.34%
Piotroski F-score	5 of 7	5 of 7
P/E against its own history	30.98% below	-

What each says it is exposed to

From Item 1A of each company’s most recent 10-K.

ALLY

Interest rates
Cybersecurity
Litigation
Debt covenants
Data privacy
Export controls

And 19 more.

Litigation
China
Cybersecurity
Crypto
Interest rates
Data privacy

And 17 more.

Tracked managers holding both

Bill Nygren Harris Associates (Oakmark) 1.60% · 0.32%

Updated Jul 29, 2026 · the newer of the two companies' filings