Piotroski F-score
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LPRO reported revenue of $93.22M and net income of −$4.24M in FY2025.
| Fiscal year | Revenue | Net income |
|---|---|---|
| 2025 | $93.22M | −$4.24M |
| 2024 | $24.02M | −$135.01M |
| 2023 | $117.46M | $22.07M |
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Also filed under Credit Services, ranked by how closely they sit beside LPRO.
The assistant answers from what LPRO has actually filed: 8 annual reports filed with the SEC and 32 Form 4 filings from the last year. Every figure in a reply links to the filing it came from, so an answer can be checked rather than believed.
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Cash flow breakdown
What the business generated, and where it went
Operating cash flow
−$3.19M 2025
Cash generated by the business itself
Free cash flow
−$3.25M 2025
Operating cash flow minus capital expenditure
Capital expenditure
$56K 2025
Spending on property, plant and equipment
LPRO generated −$3.19M of operating cash flow. Each figure below is what it did with that, as reported on the same statement.
Reinvested in the business
Spent on its own shares
A non-cash cost, added back above
As reported in the company's own annual filings.
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | −$3.19M | $17.6M | $82.66M | $107.43M | $95.16M | $24.64M | $41.76M | $28.6M |
| Capital expenditure | $56K | $165K | $123K | $238K | $111K | $1.2M | $99K | $106K |
| Free cash flow | −$3.25M | $17.43M | $82.54M | $107.19M | $95.05M | $23.44M | $41.66M | $28.5M |
Financial statements
Every figure below is this company’s, as filed. Measure draws them: 8 years and 29 quarters plotted to scale, on the income statement, balance sheet and cash flow, plus the ratio and estimate sections this page does not carry.
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Gross profit
Plotted to scale onMeasure
Revenue
Plotted to scale onMeasure
As reported in the company's own annual filings.
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $93.22M | $24.02M | $117.46M | $179.59M | $215.66M | $108.89M | $92.85M | $52.19M |
| Cost of revenue | $21.56M | $23.86M | $22.28M | $19.97M | $18.62M | $9.79M | $7.81M | $4.6M |
| Gross profit | $71.66M | $169K | $95.18M | $159.63M | $197.03M | $99.11M | $85.04M | $47.59M |
Cash
Plotted to scale onMeasure
Current assets
Plotted to scale onMeasure
Current liabilities
Plotted to scale onMeasure
As reported in the company's own annual filings.
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $236.68M | $296.37M | $374.04M | $379.63M | $318.83M | $294.01M | $79.19M | - |
| Current assets | $222.69M | $275.73M | $289.88M | $280.74M | $202.79M | $162.78M | $45.21M | $34.3M |
| Cash | $188.22M | $253.92M | $246.67M | $208.52M | $119.51M | $104.15M | $9.9M | $13.14M |
Derived from SEC XBRL filings. Not investment advice.
See every filed year for LPRO, quarter by quarter.
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Watch LPRO and every quarterly and annual report, material 8-K, open-market Form 4 worth a row and tracked manager's change lands in the bell and a daily email. Free.
See all 8 filed years plotted, not just read
Every annual statement LPRO has filed is on this page as figures. Drawn to scale, a trend over the whole record is something you can see rather than something you have to add up.
The charts, to scaleMeasure
Catch a turn before the year confirms it
Revenue, margins and cash flow quarter by quarter, where a change in direction shows up first.
Quarterly statementsMeasure
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Why a margin moved, where the cash went: answered from LPRO's own statements, not a guess.
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| Stock-based compensation | $7.04M | $8.68M | $9.49M | $5.45M | $3.82M | $2.83M | $1.98M | $2.53M |
|---|
| Buybacks | $4.89M | $0 | $37.32M | $18.02M | $20M | $37.5M | $0 | $0 |
|---|
| Dividends paid | - | - | - | $0 | $0 | $135.6M | $42.4M | $18.88M |
|---|
| Research and development | $8.78M | $4.46M | $5.58M | $8.21M | $4.35M | $1.96M | $1.17M | $802K |
|---|
| Selling, general and administrative | $53.09M | $43.87M | $43.04M | $35.95M | $30.39M | $32.58M | $13.77M | $12.13M |
|---|
| Operating income | −$5.01M | −$65.38M | $29.08M | $97.62M | $150.29M | $56.72M | $62.62M | $28.47M |
|---|
| Net income | −$4.24M | −$135.01M | $22.07M | $66.62M | $146.08M | −$97.56M | $62.54M | $28.28M |
|---|
| Diluted EPS | -$0.04 | -$1.13 | $0.18 | $0.53 | $1.16 | -$1.09 | -$2.97 | - |
|---|
| Diluted shares | 118.6M | 119.18M | 120.83M | 126.11M | 126.35M | 82.91M | 37.63M | 37.63M |
|---|
| Gross margin | 76.88% | 0.70% | 81.03% | 88.88% | 91.37% | 91.01% | 91.59% | 91.18% |
|---|
| Operating margin | −5.37% | −272.14% | 24.75% | 54.35% | 69.69% | 52.09% | 67.44% | 54.56% |
|---|
| Net margin | −4.54% | −561.98% | 18.79% | 37.09% | 67.74% | −89.60% | 67.36% | 54.18% |
|---|
| Total liabilities | $161.72M | $218.28M | $168.46M | $166.81M | $159.84M | $267.39M | $9.02M | - |
|---|
| Current liabilities | $49.26M | $47.25M | $20.59M | $15.11M | $12.07M | $17.01M | $8.19M | $13.84M |
|---|
| Total debt | $77.27M | $132.22M | $139.36M | $143.68M | $143.14M | $152.86M | - | - |
|---|
| Shareholder equity | $74.96M | $78.09M | $205.58M | $212.82M | $158.98M | $26.62M | −$234.78M | −$133.79M |
|---|